🇪🇪 Estonia

Buying Property in Estonia: A Guide for Foreign Buyers

Apartments in Estonia cost from €2,600 to €2,600 per m² across the cities we track. Expect to pay another 0.5–2% of the price in taxes and fees.

Can foreigners buy property in Estonia?

No restrictions for foreign buyers

Foreigners can buy apartments freely. Restrictions apply only to agricultural and forest land (and some border areas) for non-EU/EEA buyers.

Tax ID you'll need: Estonian personal identification code (isikukood), optional

How to buy, step by step

  1. 1Agree on price and check the land register (kinnistusraamat)
  2. 2Book a notary appointment; the notary drafts the contract
  3. 3Sign the contract before an Estonian notary (remote signing is possible in some cases)
  4. 4Pay the price, usually via the notary's deposit account
  5. 5The notary files the transfer with the land register

What it costs

A 60 m² apartment in Tallinn at the average €2,600/m² costs about €156,000. Purchase taxes and fees add roughly €780–€3,120. Full breakdown of Estonia property taxes and costs.

Tallinn€2,600/m² · gross yield 5.5%

Mortgages and residency

Approx. 50–70% LTV; local banks mostly lend to residents.

Frequently Asked Questions

Can foreigners buy property in Estonia?↓
Foreigners can buy apartments freely. Restrictions apply only to agricultural and forest land (and some border areas) for non-EU/EEA buyers.
How much are buying costs in Estonia?↓
Typically 0.5–2% of the purchase price for a resale apartment, including transfer tax, notary or legal fees and registration.
How much does an apartment cost in Estonia?↓
Average prices range from €2,600/m² to €2,600/m² across 1 cities; in Tallinn a 60 m² apartment costs about €156,000.
Can non-residents get a mortgage in Estonia?↓
Approx. 50–70% LTV; local banks mostly lend to residents.
Property prices in Estonia →Apartments for sale in Estonia →Rental yield calculator →

Last reviewed 2026-10. General information, not tax or legal advice: rates change and often depend on region and buyer status, so confirm with a local notary, lawyer or tax adviser. Sources: EY: Significant tax changes in Estonia from 2026.